Commercial Account Manager

Kitchener, ON
Regular Full-Time

Are you a community-minded person that’s passionate about investing locally and giving back to your community? Do you like working with other awesome and like-minded people toward a common goal?

Here at Your Neighbourhood Credit Union (YNCU), we are all about putting our money where our mouth is and keeping our dollars local and investing back into our members, staff, and community; and we are looking for people like you to join our team.

Take a look at this job posting, and if it’s a good fit, we encourage you to apply. If it’s not for you but you know someone that may be better suited for it, we welcome you to share it with them! Thanks for checking us out!

The Role
The Commercial Account Manager is responsible for building and maintaining a portfolio of commercial accounts including but not limited to small to medium sized business and agricultural accounts typically with connected business exposures over $1,000,000.

  • Initiates and/or participates in business development activities and builds referral networks to enhance the commercial lending referral opportunities within the portfolio
  • Acts as an advisor while working with branch staff to deliver a broad range of commercial services and ensures the completion of reviews on portfolio accounts including property site visits as required
  • Reviews loan risks and provides recommendations on files posing potential risk problems
  • Contributes to and implements action plans and commercial business development tactics based on established sales strategies
  • Reviews and takes appropriate action where required for commercial overdraft reports and analyzes financial statements to assess credit worthiness

Why work at YNCU?

 YNCU employees get to be a part of the growing credit union movement and help us get the word out on why banking locally is so important. We’re your friendly, helpful, and financially savvy neighbour who provides tailored financial services to our members, supports small businesses, creates local jobs, and gives back to causes that matter. Through our Good Neighbours Employee Volunteer Program and Monthly Staff Donation Draws, we even let you choose the causes we donate to and support.

  • Competitive Compensation, Incentive Programs and Benefits
  • Remote/working from home hybrid option if desired
  • 37.5-hour work week
  • 7% matching pension
  • Benefits are 100% paid for by YNCU
  • Wellness Initiatives including our Employee and Family Assistance Program, premium membership for Calm, Consult+, and LIFT Virtual Fitness
  • Training and Development Opportunities
  • Community Sponsored Events Employee and paid Volunteer opportunities
  • Fun Squad
  • Free banking account
  • Discounted Employee Rates

What we are looking for

  • Post secondary diploma, degree and/or certification in Business Administration, Economics, Finance, Commerce, Marketing, Accounting or a related program, or an equivalent combination of education and experience
  • Completion of Credit Union Commercial Lending or equivalent courses and/or strong working knowledge of commercial and agricultural credit
  • Ability to understand and analyze financial statements
  • Prior sales and service experience within the financial services industry and a general knowledge of available products & services is preferred
  • Ability to work outside of normal business hours when required
  • Must have a valid Ontario driver's licence and reliable available vehicle
  • Must be willing and have the ability to be mobile and be prepared to work from multiple locations
  • Must be bondable

Posting #:22-63

YNCU strives to be a diverse workplace reflective of the communities that we live in. We are committed to a diverse workforce and invite everyone to apply. YNCU makes hiring decisions solely on qualifications, merit, and business needs at the time.

YNCU is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, colour, sex, gender, religion, sexual orientation, national origin, disability, pregnancy, or any other protected characteristic as outlined by national, provincial, or municipal laws. This applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, leave of absence, compensation, benefits, and training.

Your Neighbourhood Credit Union will provide accommodations for persons with disabilities, where needed, to support their participation in our recruitment process. Please contact Human Resources at careers@yncu.com




Apply Now

LEARN MORE ABOUT YNCU

We want to know about you, but we also want you to know about us. And if you have an interview coming up, your insight and knowledge of YNCU will surely wow us!

The Credit Union story – a story of compassion, community, and commitment to the local economy – is a story we want you to not only hear, but share. Credit Union members are owners too, which is the underlying foundation that drives our story. But Credit Unions are also full-service financial services companies with competitive rates and products! It’s all that people need from their financial institution! By joining YNCU you can be a part of this great story and help us tell it.

In the About Us section you can learn all kinds of things, from our guiding principles to our unity story.


About YNCU

CONTACT YNCU

Human Resources 519.804.9190 x673 or careers@yncu.com

YNCU will provide accommodations for persons with disabilities, where needed, to support their participation in our recruitment process.